I will raise both of my hands.
Except, I'm not ecstatic about said loans as this photo may suggest.
Want to know exactly how much I owe in student loan debt? $22,957.52
Yeah.... ouch. Big ouch.
Want to know another big ouch? I've been deferring them for the last year and a half because I've been off frolicking around the world and unemployed, then employed, then unemployed, then employed again.
So yeah, baaasssicccallly, I've been ignoring them and secretly hoping either A) they would just go away on their own or B) someone (cough) Dad (cough) would graciously offer to wipe them clean! Ha! Yeah right....
But alas, it seems that ignoring the problem has not made them vanish and I will have to bear down and bite the bullet starting next month when the deferment ends.
I have such a hard time, emotionally, paying my student loans. Partly because I've been done with school for so long now that it seems like I'm not getting anything out of paying towards this beast. No instant gratification, you know? I also have a hard time paying this loan because I'm not even using the stupid degree.
But again, as much as I complain about it, they're still there....staring at me with angry, little, beady eyes.
Which is why I'm really excited to share with you this new Gradible company.
Basically, it works like this:
You have the choice of doing several different online tasks for several different companies in exchange for LoanCreds. Then, you redeem your LoanCreds for payments directly to your student loan.
There are all different kinds of tasks like putting postings on Craigslist, Tweeting messages for companies, writing blog posts, gathering email lists, etc. But you can pick and choose whatever you want.
Each task can range from 10-500 LoanCreds.
10 LoanCreds = $1
I spent about 30 minutes doing a couple of tasks and earned 220 LoanCreds ($22).
It's not a HUGE amount of money, but hey, it's definitely a step in the right direction!
I then went to redeem my LoanCreds ($10 minimum) and you just enter your student loan information and they'll send the payment directly to your loan company! It's as simple as that!
I'm kiiiiind of stoked about it.
At first I was wondering how and why it was so easy and who were these people that were so willing to pay my student loans? They explain that these online businesses are willing to pay for the "quality work of educated graduates" especially if it's to pay down the $1.1 trillion in student debt across America!
Well when you put it that way....
Anyway, if you're looking to pay off your loans just a tad faster and you have some spare time on your hands, I suggest you sign up (it's free) with Gradible!
If you use this link, you'll automatically get 50 LoanCreds (as will I)! ($5, whoo hoo! ;)
Here's to banishing those pesky loans once and for all! Goodbye and good riddance!