Tuesday, July 16, 2013

Starting from scratch ain't cheap!

Once upon a time, I had $26,000 in my bank account.
Fast forward through selling everything I owned including cars and furniture, 6 months of traveling, a big move to San Francisco, a $3000 security deposit, and endless home purchases.
Now my poor little pittance of a bank account reads: $722.14.


What the what?! Don't even get me started on my savings account. Because it's non-existent. No really. Nothing. And a money-saving Asian like me?? That's big. Huge.

If I think about it hard enough, I can feel myself start to hyperventilate. 

I'm in that weird in-between stage, you know? Even though I'm in my 4th week of work at my new job, I still have yet to receive a FULL paycheck. You know how it goes. You start mid-cycle, and then you miss a pay period, and then you get in on the next one, but it was only for one week of work, and yadda yadda yadda.

Point is, every time I log in to WellsFargo.com, my eyes go wide, my jaw drops to the floor, and I start to cry/laugh uncontrollably.
Sort of kidding on the crying/laughing thing. But, not really.

It ain't fun being broke. 
Being broke ain't no joke. 
Especially when you're like me and you like to DO things.
Plus, add on top of all this that when we moved to San Francisco, we only had a suitcase and backpack each.
That's it.
Nothing else!

So when we got our apartment, though fun to run wild and dance in an empty space of just hardwood floors, we knew that we'd have to fork some mula out to fill said empty space.

For Example:
New Bed and Mattress: $1100
New Couch: $520
Shower Curtain-Cleaning Supplies-Kitchen Table-Hangers-Dresser-PotsandPans-Dishes-Towels-Sheets-Pillows-WindowScreens-Silverware-CoffeeMaker-Microwave-Food-Britta-BathMat-Paint-ClothesForMyNewJob-AndAMillionOtherThingsThatICan'tEvenThinkOfRightNow: $Thousands

And THEN, add to that the fact that I'm an Amazon addict and can't seem to stop my little stubby fingers from perusing its pages every day to see if there's possibly something I may have missed that once I see it I'll soon realize that we must have that immediately as well!

I'm a mess. It's a mess. Why can't everything just be free? Wouldn't that be great? 
Want to fly to Fiji? Free! 
Want to get a new house? Free! 
Want to own the entire store of Urban Outfitters? Free!
Vote Michelle for President. Let's make this happen, folks.

Anyway, good news is: The Dizzle finally landed himself a job and in just a few short weeks, we'll both be bringing in the bacon. In just a few short weeks, real paychecks will be coming in. In just a few short weeks, nothing more will be needed for our apartment and we can finally start saving again.

Now if only those few short weeks would just hurry the eff up!


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  1. :) you just made me feel so much better about my bank account. Not that I have more - I have exactly the same. I didn't travel the world, though. I just have a horrible saving/shopping problem.

  2. well if you want to feel better, your bank account is 6 times what mine is. and my job just cut our hours.

  3. Yah student loans make my bank account much lower than that every time I get paid. Then again I pay a lot extra on them so I don't have to worry about them forever, but it gets stressful! You'll be alright, though! :)

  4. Welcome to SF! Everything here is stupid expensive, also, which doesn't help. I just kind of tell myself that we made this choice to live here and experience this adventure of living in the city and doing things here, and its expensive but its something that if we don't do now, we will never do again. Just gotta enjoy it now!

  5. Student loans kill most of my saving chances. I had to go to college...what's a girl to do? Sigh. I'm doing a good job paying them off though and someday I'll be able to start saving. Hopefully by the time I'm 35. Fingers crossed!

  6. Ah things are so expensive. I'm with you, everything should be FREE.

  7. Those weeks will go by so fast, in no time you and your boyfriend will be living in cash again, haha. I'm still looking for a job and as a student with ridiculous school schedules, I can only do part time work and I got thousands of dollars to pay back to my bank (student loans, fees) and also the stupid amount of bills I have to pay too. I recently just went to the bank to ask for advice to save my money so hopefully I'll save enough by the time I get out of school!

  8. I feel your pain. I really really do. Hang in there girlie!

  9. You should have a house warming party..people will buy you things for the house!

  10. Everything is falling into place!! You guys managed to make that money stretch and in no time you'll be shopping up a storm on Amazon and shopping your little heart out again. Unless you decide to save every single penny so you can quit your jobs again and travel. Maybe?..... : )

  11. Girl I can relate 100%! Moving to SF has been a huge transition from the cost of living in the foothills. It's so hard to build a savings and have a social life at the same time with so much of our income going to rent! It can be so stressful, but living in the greatest city ever is totally worth it!

  12. You Miss Loving are a breath of fresh air! I found your blog via another blog and your blog rocks it! You're down to earth, funny and a world traveler? A blog that has it all! I look forward to following you!

  13. I am moving into a brand new place and have realized that I have NOTHING. It is so overwhelming to have to start from the ground up. I mean it's overwhelming, but it's semi exciting. I just wish I could use an income cheat like in The Sims so my bank account was ever growing regardless of my expenditures.

  14. ugg i feel ya. and sf is soooo expensive to do anythign and theres so many fun things to do!

  15. At least you're not in debt! Having no money seriously sucks (I know), but its better than having no money and knowing that any money you DO eventually earn will just go towards your debt, so you'll never have any money! There's light at the end of the tunnel, you can do it!

  16. I can't imagine having to start over after selling everything you own. I would be an anxious little mess!

  17. I know this feeling exactly! When we first moved to Baltimore I had no money and was going to be in that weird paycheck period thing too. My car was going to die and I needed to drive 4 hours to my cousin's wedding so I figured I'd go ahead and buy a car with the last scraps of money that I'd saved for it's sole purpose. I nearly had a complete breakdown when the finance guy told me he could only get my payment down to $254 a month instead of $250 a month. I thought it was the end of the world and I was going to end up on the street. Needless to say, I guess I'm still not living on the street yet, so I think we're good. Point is, it gets better, but it's hard to think so far ahead when you're in the present with that sort of money situation. You can dooooo it!

  18. I hate having to cut back!!! It really sucks. On the other hand....Living a simple life can be more rewarding and satisfying in it's own way. I hear people say that, but I have yet to experience it.

  19. I'm a young married college student, so you're preachin' to the choir about being broke!!! Gosh, I WISH I had 700 buckaroos in my account. It's more like 70...eek!!! Once you get your first check you'll be able to breathe a nice sigh of relief though :) Congrats on the new job! It's sounds like you're loving it!!


  20. I totally understand you in the money department. I am a broke college student who had to dough out 400 for new brakes. I had to figure out which credit cards had wiggle room, and how much I had in savings to pay for it. Working in the food biz doesn't pay the bills. *cough Panera cough*


  21. Good luck! When that first full pay check comes in though, you're gonna party like there's no tomorrow! I'm also looking forward to my first pay check for a loooooong time!

  22. yep...and I'm sure you have a wedding on the horizon to begin saving for (no pressure). :)

  23. I have way more than I ever have at one time! Haha!

  24. omg, i remember when my husband and i moved into our town home. we both came from our parents with the clothes in our closets and THATS IT. it SUCKS furnishing a home. we are still paying bills to this day! what scares me even more is that we are ready to buy a house, and the thought of putting a down payment on a home, and then buying furnishings for all the extra rooms a home comes with- eeeek!

  25. Woo hoo! Congrats Dizzle!


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